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UK vs EU

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UK vs EU

There has been an attack by the UK Government on the European Commission over plans to offer more extensive mortgage protection.

The UK concern is over the suitability of a one fits all solution.

Treasury financial secretary Mark Hoban called on the mortgage market to fight the directive,” The mortgage market looks very different across the EU and a detailed directive seeking to regulate behaviour in all the member states does not stack up.”

Helena Walsh of Cicero Consulting explains, “A controversial area relates to curtailing advice provided on a direct basis by lenders. The directive states that advisers should consider a sufficiently large pool of products in order to provide the most rounded advice. This will impact the many lenders who provider direct advice to borrowers.”

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